how we are paid

As fee-only advisers we are perfectly placed to give you truly objective advice.  We take no commission from any of the products or investments we recommend to you.

We believe that providing a value for money, clear and fair fee structure is essential in creating a strong working relationship with you.

Before we start any work for you, we obtain your consent via a Client Agreement, where we set out what work we plan to do and what our fees will be.

For our financial life planning service there is an initial fee (which includes a money back guarantee) and then an on-going monthly fee for updating your financial life plan annually.

For our investment advice service there is an initial fee, which is based upon a percentage of the investment and then an on-going percentage fee.